However, this cost was more than offset by the nearly $30 per month he saves in energy costs as a direct result of the modifications provided by the loan. Which includes

  • New Heat Pump System


One of Cosan’s experienced staff advised Rick on his best and most beneficial options for his homes EEU. His EEU equaled an$8900 increase in his mortgage, which was well within the limit for EEM program standards. Rick’s monthly estimated payment went from $760.03 to $782.83 per month on his 30-year fixed-rate mortgage.


Rick’s VA home appraised $20,000 above asking price. Well within VA EEU guidelines. Rick understood the benefits of the EEU program, rather than wait or self-finance the EEU upgrades; he thought about the risk of not having the VA cover his EEU upgrades and called Cosan for advice.


When 24-years-old Army Veteran Richard G. returned home from his tour, he turned to Cosan for help with EEU’s.His realtor Tracy A. had heard of them and wanted Rick to consider EEU for his new home purchase.