EEU Benefits for Veterans | EEU Program Advantages EEU Benefits for Veterans | EEU Program Advantages

VA EEU’s for the Purchase or Refinance of your home!

Why Should Veterans Take Advantage of This Program?

Active, Retired, and Veteran Spouses can use their VA housing benefit more than once and Disabled Veterans do not pay funding fees.

Adding Energy Efficient Upgrades to a home loan started in 1993. The EEUs added is to attain sustainable energy in homes.


We advise Active, Retired, and Veteran spouses on EEU benefit guidelines and Energy Usage. We are not lenders. We hold no personal affiliations with realtors, lenders, appraisers, or contractors.

We advise our clients on using EEU’s for Energy Efficiency Upgrades.

EEU’s are Energy-efficient Upgrades or any structural changes or appliance upgrades to a home that decrease the amount of energy it uses. The result of these upgrades is lower utility bills, and these modifications usually result in a more comfortable home. Here is a list of energy-efficient upgrades commonly used in applications for the EEU program:

  • New and additional insulation
  • New caulking and weather stripping
  • Solar heating and cooling
  • Furnace efficiency upgrades
  • High-quality thermostats
  • New windows and doors
  • Water heater insulation
  • Heat pumps
  • Vapor barriers
  • Tankless water heater — electric, gas, or propane


When 24-years-old Army Veteran Richard G. returned home from his tour, he turned to Cosan for help with EEU’s.His realtor Tracy A. had heard of them and wanted Rick to consider EEU for his new home purchase.


Rick’s VA home appraised $20,000 above asking price. Well within VA EEU guidelines. Rick understood the benefits of the EEU program, rather than wait or self-finance the EEU upgrades; he thought about the risk of not having the VA cover his EEU upgrades and called Cosan for advice.


One of Cosan’s experienced staff advised Rick on his best and most beneficial options for his homes EEU. His EEU equaled an$8900 increase in his mortgage, which was well within the limit for EEM program standards. Rick’s monthly estimated payment went from $760.03 to $782.83 per month on his 30-year fixed-rate mortgage.


However, this cost was more than offset by the nearly $30 per month he saves in energy costs as a direct result of the modifications provided by the loan. Which includes

  • New Heat Pump System

Thanks to Cosan’s help, Rick successfully navigated the EEU program, and got the energy-efficient updates his new home needed. Rick’s updates will continue to be beneficial for many years to come.